The Update, Issue 001
A guy with a spreadsheet meets local government
The savings I set out to find for my own bill were small (< $100). Finding them turned up much larger ones for some households, starting with the three below. The bigger point is planning ahead for our schools with the least disruptions and hopefully lower costs and better outcomes.
Enrollment here has fallen about 1.5 percent a year since 2020-21, to 3,284 students. The levy that pays for the schools can normally grow only by the lesser of two percent or inflation, two percent for the fifth year running, a ceiling set in Albany that does not move when our costs do. The budget the district adopted in May cut 62 positions, and that is before any of what follows. Everything below is at rvc-taxes.jeffpinto.com.
Three ways to lower your own bill
Our asks in Albany and Washington change how the bill is divided, not how large it is. Yours can change your share of it. Assemblymember Judy Griffin and County Legislator Olena Nicks walked us through what the county and the state actually offer.
1 Grieve your assessment
Free. Filed with the county. It either lowers your assessment or leaves it alone.
Next window: January 4, 2027
2 Enhanced STAR at 65
Automatic now, no application. If you turned 65 recently and your bill did not change, call the assessor.
$3,147 a year, against $1,089 for Basic
3 The senior exemption
Income tested, filed with the Nassau County Department of Assessment. From July 1, 2027 the state lets Nassau raise the income ceiling to $75,000.
Up to 65% off the school, county and town lines
Congress fixed the front door and left the back one shut
This is an example of what we are initially looking to do. A couple selling the home they raised a family in excludes $500,000 of the gain from federal tax. A widow gets the same $500,000 only if she sells within two years of her husband's death. After that it halves to $250,000, and a deadline she never chose starts running the week of the funeral.
H.R. 1340 makes the survivor's exclusion $500,000 and indexes it, which removes the deadline. Where a seller goes next is a separate problem, and the site says so.
156
members of both parties have signed on, the most recent on August 31
Write Rep. Gillen about H.R. 1340
Rep. Gillen is still off the list. The letter is already written. Add a line about where in the village you live and edit it however you like, about ninety seconds. Outside NY-4 the tool finds your own delegation.
Senior exemptions in the districts we compare with, 2025 county roll
| School district | Senior exemption | Enhanced STAR | Per 100 filers | All homes | % of homes |
|---|---|---|---|---|---|
| Baldwin | 209 | 809 | 26 | 10,647 | 2.0% |
| Mineola | 175 | 727 | 24 | 7,689 | 2.3% |
| Oceanside | 241 | 1,036 | 23 | 12,969 | 1.9% |
| Rockville Centre | 71 | 321 | 22 | 6,327 | 1.1% |
| Garden City | 51 | 311 | 16 | 7,946 | 0.6% |
Against all homes Rockville Centre runs 1.1 percent, below Mineola, Oceanside and Baldwin and above Garden City. Against Enhanced STAR filers, the households already old enough to qualify, it sits in the middle of the five. Two stories fit that pattern: higher incomes here, or eligible seniors who never applied. Telling them apart takes the income data we asked the county for.
We pay 4 to 32 percent more per student than neighboring districts
The levy grows two percent. Divided among fewer students each year, the cost per student grows about eleven percent over the same three years. That gap is where the next round of cuts comes from.
Since last time
The site went up on August 1.
- Assemblymember Judy Griffin became a cosponsor of A5288, the bill letting a senior keep Enhanced STAR through a move.
- The Superintendent and the district's finance chief sat down with us and shared the state aid workbook.
- County Legislator Olena Nicks met with us on August 27 and agreed to ask the county Department of Assessment how many homes in each school district hold the senior exemption, and at what income.
- Rockville Centre sits at the floor of the tax base growth factor. Ours is 1.0000 for this year. Of the 58 Nassau districts only ours and Bethpage are exactly there, and under the state's own rule a parcel that is abated cannot lift the factor on the way in, nor on the way back out when the abatement ends. The table is the state's.
- The largest single school PILOT in the district is about $650,000 a year, the biggest of five agreements that together come to about $1.3 million, a little over one percent of the school levy. We are working out what happens when those agreements run off. The five projects and their filings.
- We published thirteen corrections, including three of our own numbers that were wrong. The running list.
Jeff PintoRockville Centre, NY 11570
- Sources. Levy cap, per-student spending, STAR amounts, the senior exemption scale and its 2027 ceiling, and the 71 exemptions out of 6,327 homes: the rows linked above in the facts ledger, each with its primary source and last-checked date. The 62 positions: the district's adopted 2026-27 budget. The 1.1 percent is 71 divided by 6,327, rounded to two figures. The school PILOTs: $648,622 for the largest and $1,324,116 for all five, against the 2026-27 levy of $111,487,432, which is 1.2 percent, in the IDA row.
- Enrollment. The 3,284 for 2026-27 and the rate of about 1.5 percent a year are the district's own Questar III state aid factor workbook, sent to us by the district finance office on August 24: 3,594 in 2020-21 to 3,284 in 2026-27, a fall of 8.6 percent over six years.
- Local tax per student, all five districts: state Comptroller levy data for 2024-25 over NYSED enrollment for the same year. The range in the heading is $32,500 measured against each of the four: Mineola 4 percent, Garden City 14 percent, Oceanside 29 percent, Baldwin 32 percent, each rounded to a whole number. The 2015-16 comparison holds the 2024-25 levy and swaps the enrollment.
- The three-year path is modeled, a projection and not a forecast: the 2026-27 levy of $111,487,432 grown at the two percent cap to $118,311,355 in 2029-30, divided by enrollment continued at its own 2020-21 to 2026-27 rate of -1.5 percent a year, from 3,284 to 3,138. That is $37,698 a student. The same levy over enrollment held flat at today's 3,284 is $36,027 a student. The difference, $1,671, is the figure's "about $1,700 from fewer students alone"; it is 45 percent of the $3,749 total rise over the three years. It assumes nothing else changes, which nothing ever does. The four neighboring districts are shown at today's level only, because projecting them would need each district's own enrollment trend and none of those are in our ledger.
- The senior exemption table. All counts: the state's 2025 assessment roll, data.ny.gov
7vem-aaz7, Nassau County, read across all ten exemption code slots and counted once per parcel, queried 2026-09-01. Parcels, not people. Senior exemption, Enhanced STAR and all homes, by district: Baldwin 209 / 809 / 10,647 · Mineola 175 / 727 / 7,689 · Oceanside 241 / 1,036 / 12,969 · Rockville Centre 71 / 321 / 6,327 · Garden City 51 / 311 / 7,946. The two right-hand columns are math on those counts. The feed truncates exemption codes to four digits, so4180captures the whole section 467 senior series and4183is read as Enhanced STAR. A separate state file reports Enhanced STAR filers for the same districts and disagrees with this one by about 19 percent for Rockville Centre. The two files have never been reconciled to each other. - The tax base growth factor. NYS Department of Taxation and Finance, tax base growth factors for school districts, fiscal years beginning 2026, checked 2026-09-03: 58 Nassau rows, Rockville Centre and Bethpage alone at 1.0000. The one-way rule is DTF Publication 1000, which states that property returning to the tax rolls after a PILOT expires is not a basis for a growth factor. A factor of 1.0000 is net of demolition, so construction that demolition offset would read the same way.
- The federal rule. The $250,000 and $500,000 exclusions and the two-year surviving-spouse window: Internal Revenue Code section 121(b), which substitutes $500,000 for an unmarried survivor only "if such sale occurs not later than 2 years after the date of death of such spouse." The figure is an illustration built from sourced rules, not a real household, and it ignores the cost of selling. Cosponsor count and the August 31 date: the Government Publishing Office bill-status feed, counted 2026-09-03.
- When we get something wrong we publish it rather than edit it away. The running list is at rvc-taxes.jeffpinto.com/corrections. If a figure here is wrong, tell me and I'll pull it rather than defend it.
- Forward this to a neighbor. Get it by email. No name, no address, nothing shared, one click to stop. Every issue is archived at rvc-taxes.jeffpinto.com/newsletter. Reply to this and I'll read it.